best vpns for online banking

Do you know that our personal banking data is at greater risk?

Online banking is getting more and more popular as you do not have to spend time waiting in line to find support or to make a deposit. You can do everything online at the convenience of your home using your mobile phone or your computer. So many prefer online banking and avoid visiting the branch for their banking needs. Whether you wish to send money to your friend or pay bills or check your balance, all you need to do is to log in to your bank account online. Though it is convenient, there are risks involved as there are cybercriminals online who try to steal money online by getting their hands on users’ online banking details.

Why Do You Need a VPN for Online Banking?

Though banks take the required measures to keep hackers at bay and keep your personal data safe, they may not be able to protect you from all kinds of hidden threats online. It is recommended to use a VPN for online banking as hackers try their best to get their hands on our personal banking data.

Banks generally use HTTPS encryption to encrypt all communications. Using a VPN, in addition, will add an extra layer of security to your connection. Many use the bank’s app on their mobile phones to make transactions from their mobile phones. Hackers view mobile phones as an easy target. By using a VPN on your phone, you can hide your online transactions from hackers and all third parties and securely make financial transactions on your phone.

Similarly, your account can easily be breached when you access it from an unsecure public WiFi hotspot. In most cases, people often forget the fact that their accounts can be hacked when they connect to WiFi networks at restaurants or cafes. When you travel, you need to pay attention when you use one such WiFi network. It is recommended that you use a VPN on your device as your data will be sent unencrypted across the web when you use a public WiFi network. But with a VPN, you can securely access your bank account from anywhere.

When you travel abroad, you may not be able to access your bank account as the bank might block your account when it detects a login from an unknown location. By using a VPN, you can prevent this from happening. Even while you travel outside the US, you can connect to the VPN’s secure US server to access your US bank account safely from anywhere.

A VPN will help you stay away from identity thefts and other kinds of threats online. If you aren’t using a VPN for online banking, it is high time you should consider using one. This article includes a list of VPNs for online banking and will help you understand how to secure your bank account using a VPN.

Best VPNs for Online Banking

  • NordVPN – Our #1 recommendation for online banking
  • ExpressVPN – Super-fast VPN with advanced security features
  • Surfshark VPN – Trustworthy and budget-friendly VPN for secure online banking
  • IPVanish – Great choice for unlimited connections and strong security for online banking
  • Ivacy VPN – Reliable connections for secure online banking

NordVPN – Our #1 recommendation for online banking

Our top VPN recommendation to protect your security and privacy online is NordVPN. It offers 256-bit encryption to protect your financial information and ensure it will never get exposed in case of a data breach by following a strict no-logs policy.

You need not sacrifice security for speed and vice versa, as NordVPN is both a secure and a speedy VPN. On the security front, it offers best-in-class security features like double VPN, strong military-grade encryption, CyberSec, split tunneling, obfuscated servers, and kill switch.

Its kill switch is a noteworthy feature that will secure your connection by disconnecting your internet connection when the VPN gets disconnected temporarily. Likewise, the DNS leak protection feature gives assurance that your real location will never get exposed.

  • 5200+ servers in 62 countries
  • Use up to 6 devices
  • Next-generation Encryption
  • Double VPN Feature
  • Strict no-logs policy

Likewise, It offers security protocols like OpenVPN and IKEv2/IPsec that are both reliable and secure. You are free to choose the protocol of your choice based on your requirement. All these features will keep you safe from hackers when you bank online.

NordVPN lets users test its services by offering a money-back guarantee. This means you can test the VPN for 30 days for free and continue with the VPN if you believe this is what you were looking for. We recommend heading to our detailed NordVPN review to know more about its features.

ExpressVPN – Super-fast VPN with advanced security features

ExpressVPN is well-known for its blazing fast speeds, reliability, and security features. This VPN has a good network of servers in over 90 countries worldwide. You just need to connect to any of its secure servers to bank online from anywhere in the world.

To protect your online banking details, this VPN comes with security features like 256-bit encryption and it follows a no-logs policy backed up with TrustedServer technology. This shows that this VPN will encrypt your connection and will never store your personal data.

In addition, it offers security protocols like PPTP, WireGuard, L2TP, OpenVPN, and Lightway. You can choose the protocol you wish based on your needs. Its network lock kill switch is another security feature that will make sure your data will never get exposed when your VPN connection drops. This VPN also offers DNS and IPv6 leak protection, which means your real location will never leak.

expressvpn logo
  • 160 server locations
  • Network Lock kill switch
  • Zero-knowledge DNS
  • VPN split tunneling
  • Stream Sports online

ExpressVPN works with Google Pay, WePay, Skrill, Payoneer, PayPal, and more. Likewise, when it comes to device compatibility, it comes with apps for popular platforms like Windows, Mac, iOS, Android, Linux, Chromebook, Kindle Fire, routers, and more so that you can use any device to browse the web securely.

There is a 30-day money-back guarantee if you believe you need to test the VPN before you subscribe. Using this trial period, you can test the VPN for a 30 day period for free. You can check out our detailed ExpressVPN review to know more about the trial period, features, pricing, and offers.

Surfshark VPN – Trustworthy and budget-friendly VPN for secure online banking

SurfsharkVPN’s military-grade encryption will protect your personal data and your banking details. You need not worry about any kind of data breach as it follows a strict no-logs policy assuring that your data will never be stored or exposed.

CleanWeb, Whitelister, kill switch, Camouflage mode, and DNS leak protection are its unique security features. The DNS leak protection feature is an important feature that will make sure your real location doesn’t get exposed no matter what. When the VPN accidentally gets disconnected, Surfshark VPN’s kill switch will temporarily disconnect your internet connection so that your data never gets exposed. CleanWeb will block pop-ups, malicious links, and all kinds of phishing attempts.

Unlike most other VPN services, Surfshark VPN does not meter connections and unlimited parallel connections are allowed. This shows a single VPN account is sufficient to secure multiple devices. You can securely bank online on your phone, tablet, and laptop, no matter where you are.

  • Connect unlimited Devices
  • AES-256-GCM encryption
  • IP & DNS leak protection
  • Unlimited bandwidth
  • Free Browser Extensions
  • Strict no-logs policy
You can test this VPN risk-free as it offers a money-back guarantee. This is similar to a free trial where you can test all the VPN features for free. To know more about how you can test the premium VPN features for free, we recommend checking out our detailed Surfshark VPN review.

IPVanish – Great choice for unlimited connections and strong security for online banking

If you are looking for security as well as speed, you cannot go wrong with IPVanish. This VPN offers strong 256-bit military-grade encryption that provides assurance that your connection can never be hacked when you are connected to the VPN.

You need not worry about browser leaks where your real IP or location can get exposed accidentally, as it comes with the DNS leak protection feature that will protect you from accidental IP leaks. There is an automatic kill switch and it offers IKEv2, OpenVPN, and L2TP/IPsec VPN protocols. All these security features give assurance that your data will be safe while you bank online.

One other specific feature is that this VPN offers unmetered parallel connections and unlimited bandwidth, as well. This means you can connect almost all your devices to the VPN and secure them. Likewise, as there is unlimited bandwidth, you can browse without worrying about limitations.

  • 1,500+ VPN servers
  • 40,000+ shared IPs
  • Unthrottled speed
  • 256-bit AES encryption
  • Unmetered connections
There is a risk-free money-back guarantee policy using which you can test the VPN for free. If you would like to know more, we recommend reading our extensive IPVanish review to understand how the money-back guarantee works and about its other features in detail.

Ivacy VPN – Reliable connections for secure online banking

Ivacy VPN That prioritizes safety is our next recommendation for online banking. It uses strong military-grade encryption that will secure all your banking details at the highest level. Ivacy VPN offers the DNS leak protection feature that will prevent your real location or IP from accidentally getting exposed.

It maintains a strict no-logs policy so that your online activities, which includes your browsing history, online transactions, and all your online activities will not be recorded. This means no third party can access your personal information, no matter what.

Ivacy VPN is compatible with almost all devices and platforms like FireStick, routers, Xbox, Windows, Mac, iOS, Android TV, and more. So, be it your laptop or mobile phone, or gaming console, you can secure them all with Ivacy VPN.

  • 3500+ Servers in 100+ Locations
  • 10 Devices Simultaneous Logins
  • Unlimited Bandwidth
  • Malware Protection
  • P2P Support
This VPN has over 3500 servers in more than 100 locations worldwide. By connecting to one of these secure servers, you can securely access your bank account online from anywhere. Likewise, there is unlimited bandwidth, so that you need not worry about restrictions and limitations.

If you wish to test Ivacy VPN yourself before subscribing to a long-term plan, you can do so using its money-back guarantee. You can read our detailed Ivacy VPN review to know about its money-back guarantee and other features.

How to Get a VPN for Online Banking

In a few simple and quick steps, you can get started with a VPN.

  • From the list above, choose a VPN service. We recommend NordVPN for online banking as it comes with all the best-in-class security features.
  • Once you subscribe to a suitable plan, you can download the VPN app for the device you wish to secure.
  • You can then install the app and log in.
  • Now, you can choose a VPN server and establish a secure connection.
  • You are all set to securely bank online from anywhere.

Anytime you connect to the VPN, the VPN will assign you a new IP address and hide yours so the websites or streaming services you visit will only see the VPN’s IP address and not your real IP. Likewise, it will also encrypt your connection with military-grade encryption so that no one can see what you do online or steal your sensitive information. With a VPN, you can secure your credit card details, emails, and all other personal data.


VPNs are mandatory anonymous tools to obscure our sensitive information online. Hackers are everywhere and they do everything possible to steal sensitive information online. So it is important to understand the risks of sharing sensitive information online and make sure your data is safe. When it comes to online banking, you can secure your financial details by securing your internet connection with a VPN. Similarly, even if you travel abroad, you will not be locked out of your account as you can connect to a secure VPN server and access your bank account. We hope this article helped you choose the best VPN for your online banking needs.

Furthermore, the only way to subscribe to a VPN without putting a dent in your pocket is by using a discount coupon. If you would like to know what are the current offers available, we recommend checking out our page on VPN Coupon Code, Deals, Promo Codes.